If your bank utilizes the ACH network, you are aware that the NACHA Operating Rules & Guidelines requires that all participating depository financial institutions, as well as all third-party entities that provide ACH services, conduct an annual audit to be performed by December 31. Have you ever wondered what specific areas of the ACH rules are included in the ACH audit requirements? What are the most common areas of non-compliance? Attending this full-day session will arm you with "inside" information on how to best comply with Nacha audit requirements. We will review the Nacha Operating Rules and the audit guide step-by-step to ensure complete understanding of each requirement.
Bloomington Country Club Bloomington, IL
The IBA has always been committed to helping your institution effectively meet your bank’s needs and challenges head on. To that end, the IBA is hosting a Small Bank CEO Forum, facilitated by Meyer-Chatfield Group, specifically tailored for banks and thrifts under $100 million in assets. This forum provides an open medium where ideas and views on many banking and business-related matters can be exchanged with your peers.
IT and operations officers are constantly challenged by the need to ensure they have up-to-date resources to stay on top of the ever-evolving regulatory, risk management, cost conscious and productivity-driven banking environment. This forum helps meet that challenge through robust peer-to-peer discussions in a comfortable and professional learning environment, while providing the means to constructively examine pressing issues, exchange ideas and share solutions among colleagues. The agenda for each session features a wide range of topics identified directly by participants, with periodic special presentations by industry experts.
The banking industry has now experienced two “Black Swan” events – the Great Recession and a pandemic -- in the short space of 12 years! This latest crisis will challenge management and boards of directors yet again. This time, the situation is different. The economic crisis was self-inflicted to stop the spread of a deadly coronavirus. Many bankers are challenged by the changes brought on by the pandemic yet also see an opportunity.This timely program explores a wide range of topics from succession planning and leadership development to loan portfolio credit risks (based on a set of circumstances unlike any before) and structuring a balance sheet for the future. It is imperative, too, to understand how the regulators are managing their role of safeguarding the banking industry. To that end, we are delighted to have John Conneely, Regional Director of the FDIC, discuss how he sees the exam process unfolding, how the government response to COVID-19 has impacted the industry, and other topics designed to help bankers navigate this challenging period in history.
Virtual Learning
BSA/AML Fundamentals Bootcamp Tuesday and Wednesday, August 18-19
Advanced BSA/AML Academy Thursday and Friday, August 20-21
As a CFO, you may be searching for practical ways to manage your responsibilities in an increasingly complex environment. The IBA has designed the Forum to provide chief financial officers and senior financial managers with the means to constructively examine pressing issues and exchange ideas and share solutions among colleagues in a comfortable and professional environment. The agenda for each session features a wide range of topics identified directly by participants, with periodic special presentations by industry experts.
This interactive seminar will cover the basics of consumer lending including the consumer loan function, marketing consumer loans, and making consumer lending decisions based on the five (5) C's of credit- capacity, capital, collateral, conditions, and character. Practical application will be provided through consumer loan case studies.
You understand the day-in and day-out burdens of compliance and regulatory issues, but your legislators don’t - unless they hear from YOU! That’s why we encourage you and your colleagues to participate in our 2020 “Let’s Talk Banking” series. Together, we can educate our elected officials about the challenges we face, and discuss the issues most pressing to our industry. Your elected officials look forward to meeting you via Zoom!
Eagle Ridge Resort Galena, IL
This event is designed to address the unique challenges and opportunities as a family-owned or closely held bank. Combined with plenty of networking, you will walk away with actual strategies to use in the bank.
Stay current on the latest issues in ag economics, risk management techniques, best lending practices and other pertinent topics by a host of industry experts. The insights gained will help you better serve your financial institution and ag customers.
Center for Banking Excellence Springfield, IL
LIBOR is scheduled to sunset at the end of 2021. This change will impact nearly every bank in the U.S. as many loans and securities, as well as derivative contracts, are indexed to LIBOR. This session will introduce the alternative index proposed as the replacement rate, the Secured Overnight Financing Rate (SOFR). In addition, we will discuss the potential benefits and considerations of using SOFR. We will then cover what financial institutions have been doing with loan and derivative contracts to prepare for the market change. Finally, we will present what developments Chatham is seeing in the market.
Hybrid Event
Commercial Credit Underwriting Workshop September 15-17 - Presented by Mike Wear, Senior Analyst, Credit Risk Administration Department, First National Bank of Omaha The Art of Commercial Lending Workshop October 27-28 - Presented by Mark Tyrpin, President and CEO, Mercantile Bank in Quincy
This seminar provides training on evolving cybersecurity threats and what your bank should do to build a strong information security program that helps protect against these threats. We will identify components of a comprehensive information security program that enables successful IT examinations and minimizes your risk against real-world threats. This program walks you through various FFIEC, FDIC, and OCC resources, as well as other industry best practices. Timely hot-stove topics, including pandemic preparedness, managed service providers and creating a culture of security at your institution, will also be reviewed.
This five-part series examines critical lending and deposit compliance topics including UDAAP, Flood, Reg. Z, RESPA, TRID, HMDA, Reg. E, TISA and BSA/AML.
This is a beginner’s course that focuses on how to use LaserPro to produce commercial documentation. Current LaserPro processors will also benefit from the instruction. It is important to continually enhance your skills and ensure that you are using LaserPro to its fullest capacity. In addition, individual practice time will be offered for your own lending scenarios.
This is a beginner’s course that focuses on how to use LaserPro to produce consumer real estate documentation. Current LaserPro processors will also benefit from the instruction. It is important to continually enhance your skills and ensure that you are using LaserPro to its fullest capacity. Recent revisions to regulatory requirements have resulted in substantial changes to LaserPro.
This workshop uncovers some of the unique features of LaserPro, reviews program features and allow participants to interact with each other to discuss best practices. Participants are encouraged to bring topics or issues to discuss with the other participants. This workshop provides hands-on training for a loan processor who have a good working knowledge of the program.
Pekin Country Club Pekin, IL
This event begins with a state and federal legislative report as well as a brief IBA update. The fun begins with an afternoon of golf followed by a cocktail reception for prizes, networking and more fun!
Agricultural lending is a specialized type of commercial lending that requires knowledgeable, skilled loan officers to grow and manage a safe and sound agricultural loan portfolio, which may constitute a significant portion of the loan portfolio at your bank. Loan underwriting skills are the foundation of sound and prudent lending decisions. Review key ratios in ag credit analysis and methods for managing the loan relationship.
St. Clair Country Club Belleville, IL
This event features experts and innovators in the Fintech space to help banks identify innovative products/services and potential partnerships with Fintech companies while considering risk factors in the development of Fintech strategy and associated processes.
Prestwick Country Club Frankfort, IL
As unique situations arise in the HR world it is invaluable to have a network of peers to go to for guidance. The IBA’s Human Resources peer group provides an excellent opportunity to share ideas, information, and challenges with fellow human resource officers. Expect a lively, open discussion about critical employment issues facilitated by HR professionals serving the banking community. Participants will also receive real-world application from highly qualified experts in the world of human resources.
The IBA’s Women in Banking Conference is going VIRTUAL! Connect with your colleagues, discover ways to help your bank thrive, and join us for a day filled with top-notch speakers and timely topics with a focus on diversity and inclusion. Speakers include Natalie Bartholomew, “The Girl Banker,” Leslie Drish, FHLB of Chicago, on “The Business Case for Diversity and Inclusion,” Donna Flynn on “Building Culture from the Inside Out,” and a chat between the FHLB of Chicago’s Cedric Thurman and former chief global diversity officer for McDonald’s Patricia Harris.
The Delaware Trust Conference is going high tech for the 15th Annual Edition of the popular event. Using the most advnaed technology available, Delaware Bankers Association will deliver a rewarding virtual conference experience for all attendees.
Whether you are a full-time compliance officer or an internal auditor, or if compliance is one of your many hats, this conference will help you identify and manage cutting-edge issues that are central to a successful compliance or audit program.
Lewis University Oak Brook, IL
This is a beginner’s session; no previous IRA knowledge is assumed. Exercises are included throughout the day to provide practical application to job-related situations. Attendees will return to the office being able to work with IRA owners and process basic IRA transactions with confidence.
The long-awaited SECURE Act was signed into law on December 20, 2019. Most of the provisions affecting IRAs are in effect as of January 1, 2020 including huge changes to Beneficiary Payout Options. Everyone who has any contact with IRAs must know this important information ASAP to make sure old Beneficiary Options are not used for IRA owners who died beginning in 2020.
This fast-paced introduction to the banking industry reviews almost all aspects of banking to give participants an overview of bank operations, from basic principles to products and services to emerging technologies to laws and regulations. This interactive webinar is a must for all new bankers and/or those that want to "brush up" on their general banking knowledge! Attendees will become better prepared to meet the challenges and rewards of working in the industry today.
This annual event features industry experts, banking leaders, and regulators addressing issues critical to the banking industry. Chief executive officers, presidents, senior managers and directors will benefit from the educational programming and peer-to-peer networking.
LKCS Office Peru, IL
As the lead person responsible for Marketing for your bank you may be searching for practical ways to improve your effectiveness. This Marketing Forum will provide a platform and opportunity for Marketing staff to exchange ideas freely, dissect problems and discuss vital issues with peers. You will have the opportunity to consider industry trends and challenges as well as review a wide-range of developments that affect bank marketing strategies, tactics and results. The agenda for each session features a wide range of topics identified directly by participants, with periodic special presentations by industry experts.
COVID-19 has brought many changes to the way banks conduct business with customers. Have you effectively communicated how these changes effect your customers? This presentation focuses on how banks can leverage personalized direct mail and e-mail to educate customers about changes to bank policies/operations and appropriate products and services. Join us for this informative hour-long webinar to help your bank stay better connected with current customers as well as prospects. Recorded May 28, 2020
The Department of Labor issued its final regulations clarifying, interpreting and finally answering many lingering questions relating to the Extended Paid Sick Leave and Extended Family and Medical Emergency Leave Acts under the Families First Coronavirus Response Act. Join Scott Cruz, Labor and Employment Attorney with Greensfelder, Hemker & Gale, P.C., for this educational webinar in which he will discuss the new DOL regulations and other best practices employers need to know now as they try to navigate through these challenging times. Recorded April 10, 2020
Discover a comprehensive approach to financial statement and cash flow analysis. Recorded July 16, 2020
This seminar focuses on the legal and financial risks to lenders as well as recent case law related to agricultural lending. Recorded April 22, 2020
Bank personnel are required to obtain and properly interpret tax returns for both commercial and consumer lending purposes. The first part of this seminar will concentrate on personal tax return analysis while the second part will focus on the analysis of various business tax returns. Attend this proactive seminar and gain an understanding of the often complex and confusing topic of TAXES! Recorded April 16, 2020
This seminar focuses on equipping community banks with the fundamental knowledge necessary for completing an accurate and efficient Call Report, and guides preparers through the complicated instructions providing clarity on common reporting challenges. Recorded March 25, 2020
This program provides fundamental understanding of the credit analysis process and discusses in detail, various aspects of financial statement analysis, including ratio and cash flow analysis, among others to help in making better credit-related decisions. Recorded March 26, 2020
Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner? This proactive virtual seminar will provide a five-step plan which will help clarify and unify key ratio analyses so that the lender may correctly interpret the financial condition of a business client. Recorded March 12, 2020
It is critical that commercial loan officers understand the interrelated disciplines of structuring and documenting a commercial loan along with implementing applicable compliance. Appropriate execution of these disciplines will assist your financial institution in sustaining a thriving loan portfolio. This interactive webinar will provide a thorough overview of commercial lending requirements from a structure, documentation, and compliance perspective. Recorded June 3, 2020
The primary focus of this seminar is on the lifecycle of the account including applicable Illinois and Federal requirements and regulations, including any applicable updates to those regulations. This program provides the training tools to enhance the performance of your daily responsibilities. Recorded April 2, 2020
How familiar are you with ACH rules? Would you like a better understanding so you can navigate the rules like a pro? In this session we will take a thorough look at the Nacha’s 2020 Operating Rules and Guidelines plus we'll tab the book to help you create a tool to use in your day-to-day operations. Recorded March 24, 2020
Five years ago, terms like Wire Fraud, Ransomware, Phishing, Social Engineering and Cyber Breach were not part of a real estate attorney’s vocabulary. Wire call back procedures were not part of a real estate attorney’s daily ritual. Cyber fraud insurance was not part of a real estate attorney’s monthly expenses. Cyber security was never discussed in law school. Today, all of these things are a daily reality for everyone handling any part of a real estate closing – or even just using a computer or cell phone. Join us for this informative webinar that will allow you and your staff to better understand these risks, to put effective policies and procedures in place, and to protect themselves and their clients from these risks. Recorded May 14, 2020
Learn the current state of the markets and a roadmap to manage your financial institution during volatility, including loan and deposit pricing strategies, liquidity management, and considerations for the investment portfolio. Access to a recording of the program will be available to attendees a few days after the live broadcast. Recorded April 9, 2020
Before employees begin returning to work on-site, recognizing that there will be a new normal, and communicating that to employees, will be necessary to address a range of critical issues created from the coronavirus. So, join us for this interactive program as potential policies and procedures are discussed to help you implement a plan to reopen facilities. Recorded May 7, 2020
Navigating Marijuana in The Workplace: Implications for Employers This program will provide the necessary tools and skills needed to recognize and properly handle employees exhibiting these signals of impairment or under the influence.
Train Your Bank on Sexual Harassment: Learn the How and Why This session covers all the required topics and more, including sexual harassment and abusive conduct, preventing harassment based on gender identity, gender expression and sexual orientation, discrimination, retaliation, workplace bullying (i.e. abusive conduct), bystander intervention, diversity and inclusion and workplace civility. Recorded March 17, 2020
In light of the current outbreak of Coronavirus (and the illness it causes — COVID-19), it is urgent for all entities — including every financial institution — to review and update their pandemic contingency plans. Most of these plans have not been reviewed since the banking regulators issued their original guidance on pandemic planning and response in 2006. It is time to revisit your pandemic contingency plan to ensure it is current and matches how your bank is operating today! Recorded March 13, 2020
With the first round of Payroll Protection Program funding exhausted, but a second round likely on its way, lenders struggle to keep up with an onslaught of applications. Don’t let compliance take a back seat during the influx of work. There has been a lot of published guidance relating to Bank Secrecy Act compliance, adjustments to beneficial ownership requirements, questions on the applicability relating to loan modifications and creative account opening methods to comply with social distancing. Recorded May 6, 2020
This webinar makes several observations about how to approach, document and manage CARES loan files now so that community banks can minimize the risk of becoming the scapegoat for any problems with the CARES program later. Recorded May 19, 2020
The recent outbreak of the COVID-19 (Coronavirus 2019) has created a sense of urgency for companies, including financial institutions, to review and update their pandemic contingency plans. Most of those plans hadn’t been exercised, reviewed, or even updated since the H1N1 outbreak in 2009. Now is the time to dust off and update the pandemic contingency plan to ensure it reflects how your business operates today. Recorded April 8, 2020