Credit Analysis Basics


  
Wednesday, March 10, 2021 9:00 AM - 3:00 PM   iCalendar Central Standard Time

Traditionally, lenders have faced credit risk in the form of default by borrowers. The more they know about the creditworthiness of a potential borrower, the greater the chance they can maximize profits, increase market share, minimize risk, and reduce the financial provision that must be made for bad debt. This program provides fundamental understanding of the credit analysis process and discusses in detail, various aspects of financial statement analysis, including ratio and cash flow analysis, among others to help in making better credit-related decisions. 

Upon completion of this seminar, participants should better understand:

  • Making sound lending decisions based on the 5 Cs of credit: capacity, capital, collateral, conditions and character
  • Credit analysis as it relates to consumer, mortgage, and commercial lending
  • Loan structure, support, and documentation as they relate to credit analysis
  • Compliance as it relates to credit analysis and lending

Audience
Credit analysts, consumer loan officers, residential loan officers, relationship managers, loan documentation specialists, branch managers, private bankers, and business development officers

Facilitator
David L. Osburn, Founder, Osburn & Associates, LLC

Continuing Education
6 CPE Credits (Illinois Accountants)

Per Person Fee
(Includes OnDemand Access through May 10, 2021)
M $249
NM $419